Money Lender Singapore.
Top 7 Best Licensed Money Lenders in Singapore for all your financing needs

We have carefully compared amongst numerous companies to help you sort through the clutter. Presenting the Top 7 reputable, friendly, licensed money lender Singapore has

Be it for renovation loans, education loans, urgent cash needs, or any other requirements, here are the best money lenders we have found who offer quick cash approvals, low-interest rates, friendly & professional services. 

money lender singapore
Top 7 Best Licensed Money Lenders in Singapore
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    Jefflee Credit Pte Ltd

    License Number: 110/2022

    Best Money Lender for:
    customized loans, flexible repayment arrangements

    Contact Call Us Now Address
    Submit Enquiry Here +65 6635 8888 Blk 131 Jurong Gateway Road #01-261 Singapore 600131

    JeffLee Credit Pte Ltd covers a wide array of loan requirements such as personal loans, advanced cash, short-term loans, unsecured, business loans, bridging loans. etc. This is offered to all personnel including locals, foreigners, and expatriates.  They also offer customised loans for your situation. With friendly and professional customer service, they are one of our top 7 money lenders Singapore.

    What is unique about them is that they have payday loans, which are useful in helping you meet any shortage of cash you might have in the middle of the month. They also have a great reputation in the industry in maintaining good relations with all their customers. This keeps customers coming back whenever they require additional loans. They are also flexible in discussing terms to help you ensure you find a suitable loan package which matches your requirements. Contact them today and experience a smooth and easy process. They are one of our SG Top Choices! 

    Customer Reviews:

    Sumo Credit Pte Ltd

    License Number: 09/2022

    Best Money Lender Singapore for:
    Fast cash loans. SME Business loans, Affordable loan packages

    Contact Contact Us Now Address
    Submit Enquiry Here 8862 3505 709 Ang Mo Kio ave 8 #01-2583 Singapore 560709

    If you are looking for a money lender who offers quick cash loan approvals, low interest rates and attractive repayment packages, Sumo Credit is one of our top money lender choices in Singapore. Their friendly and welcoming personality is also a big plus in the entire approval process. Mirroring their slogan of “Going an extra mile to quickly process your application” 

    They also possess extensive experience in loan approvals from applicants from all woks of life. This means that whatever your current situation is, they are likely to have the right experience to help you with your loans and money lending needs. Get in touch with them and let their friendly consultants assist you. They have made our list of top 7 money lenders for a reason! 

    Customer Reviews:

    Credit Empire Pte Ltd

    License Number: 28/2022

    Top Money Lender Singapore for:
    Fast approval in 30 mins. Low Interest Rates. Easy Repayments

    Contact Call Us Now Address
    Submit Enquiry Here 9119 9386 1 Park Road #01-16 People's Park Complex Singapore 059108 Reg No: 201718062R

    What makes Credit Empire stand out when we were comparing all money lenders in Singapore, was their really quick approval process. With an approval process within 30mins, they make a great choice of money lenders for people who need cash quickly. This is done as they have lower requirements, allowing them to provide immediate loan approvals. They also provide customizable payment terms, constant interest rates so you won’t be taken by surprise, and convenient, hassle free payment options. 

    One of the quickest approval of any money lender Singapore has. They also have customisable payment terms. This is useful as different people are in different situations, and there is no one size fits all. Therefore their friendly consultants will sit down with you to discuss a plan that meets your needs. Truly one of our SG Top Choices for money lending. Get in touch with them and let them help you with your requirements.  

    Customer Reviews:

    IP Credit Pte Ltd

    License Number: 83/2022

    Top Money Lender Singapore for:
    Various Loan Types and Immediate Approval Process. No middleman. No sales Tactics.

    Email Call Us Now Address
    Submit Enquiry Here 9710 7568 #01-332 185 Toa Payoh Central, Singapore 310185

    If you are looking for a money lender that upholds themselves to high ethical standards, IP Credit is one of the Top choices in Singapore.  They are honest, patient and are genuine in making sure you are absolutely comfortable with any agreements before taking up any loans. Say goodbye to any middle man or hard-sell tactics. IP Credit prides itself on only ethical procedures and are committed to follow all rules and regulations set out by the Registry of Money Lenders Singapore. 

    Feel free to clarify with them any concerns you have. As they will answer all your queries without any hesitation. They understand the concerns that one might have, and are committed to helping you with your situation. Another reason why they are our top choice of money lenders in Singapore, is that they do not spend too much time on paperwork. This means you get your cash quickly. Get in touch with them today

    Customer Reviews:

    Power Credit Enterprise Pte Ltd

    License Number: 142/2021

    Best Money Lender Singapore for:
    Cash on the spot. Attractive Rates. Same Day Loan Approval

    Email Call Us Now Address
    Submit Enquiry Here 9648 2998 1 Tras Link #01-11 Orchid Hotel Singapore 078867

    Perhaps one of our favourite money lending companies in Singapore. Power Credit Enterprise understands that sometimes it can be hard to get loans from banks. This is especially tricky for people who need cash quickly. Which is why they pride themselves on cash on the spot on the same day within 5 – 10mins approvals. Their rates are also very attractive and competitive. Established since 2015, they have earned themselves a trustworthy reputation over the years. 

    Enjoy a peace of mind with their 100% Confidentiality assurance. Giving you absolute privacy throughout the entire process. They also offer flexible repayments, so feel free to discuss with them any concerns you may have. Friendly consultants who are professional in every aspect of their business. Why is why they made it on our list of SG Top Choices. Feel free to send in an enquiry and their friendly consultants will help you every step of the way

    Customer Reviews:

    SKM Credit Pte Ltd

    License Number: 21/2022

    Top Money Lender Singapore for:
    Customisable plans. Dedicated Consultants.
    Urgent cash in 25mins

    Contact Call Us Now Address
    Submit Enquiry Here 6336 5148 Blk 185 Toa Payoh Central #01-334 Singapore 310185

    The friendly people are SKM recognises the concerns of borrowers. As such, all loans are customised by a single consultant dedicated to the client. This means that all arrangements are tailor-made to accommodate each individual’s unique requirements. They also offer large flexibility in the amount you can loan. This unique approach is one of the reasons why they made it on our list as top money lenders in Singapore. 

    Besides this, their fixed-rate guaranteed plans mean that you will not be in for any surprises. This allows you to take a loan from SKM Credit with 100% confidence. Speak with them today! And find out why they are one of our SG Top Choices!

    Customer Reviews:

    JR Credit Pte Ltd

    License Number: 31/2022

    Best Money Lender Singapore for:
    Foreigner Loans. Quick Cash Loans. Low Rates. Fuss-Free

    Contact Call Us Now Address
    Submit Enquiry Here 6737 3022 304 Orchard Road #02-14 Lucky Plaza Singapore 238863

    Fuss-Free is how we would describe JR Credit in one word. Quick loan approvals for busy people, they are located right in the heart of ORchard road and also cater to foreigners and expats. JR Credit prides itself on having very fast and simple procedures with low criteria. Their mission is to help people who are not eligible for bank loans, to get access to fast credits easily. 

    They cover a wide variety including personal loans, fast cash loans, domestic worker loans, business loans, payday loans, expats loans, private hire loans. Contact their friendly consultants today!

    Customer Reviews:
    How to get a loan from Best Money Lenders in Singapore?

    Are you struggling to find a money lender for your personal loan? Are you worried about getting the right interest rate for your loan? If yes, then you are in the right place because in this blog you will understand the process of finding the best moneylender in Singapore. If you are looking for funds to start a new venture or just for a personal loan, then finding the right moneylender comes as a great issue.

    Several points come to mind like the right interest rate, enhanced security, loan repayment options, etc. On top of that, you also need to worry about the licenses of the money lenders. You can’t initiate the process of money lending just by any buyer. You need to be sure about the money lending license and validation of the Ministry of Singapore. So let’s try to understand the process of finding the best money lender step-by-step.

    Determine the type of Loan

    To get the loan from the best moneylenders of Singapore, first, determine the type of loan you need. Start by evaluating your earnings and other finances proportionally. Understand whether you need money for a small task or a big emergency. If you need only a small amount of money, then choose the personal loan type. They can also work on tasks like credit card debts, home renovation, etc. You can always go thru portal like us who compare and provide you with the best interest rates.

    Research for money lenders Singapore

    When you know which type of loan you want, then try to find various options available for the best money lenders in Singapore. It will help determine the payback of money that you have taken.

    • Start by getting your credit report. You can either get it from Credit Bureau Singapore [CBS] or Moneylenders Credit Bureau [MLCB]. This will provide an idea regarding your credit rating. It later determines the amount you can borrow. Although, a credit score is not an issue if you are taking a personal loan from a licensed moneylender in Singapore. If you got a bad credit ranking then consider making it clean.
    • The next step is to check whether you are eligible for the loan you want or not. In Singapore, the amount of money a person can borrow is determined by the annual income. If you earn less than $10,000 per year then you can borrow up to $3000. If you earn between $10,000 to $20,000, then you can get up to $3000. If you earn up to $20,000 per year then you can get a loan of 6 times your monthly income.
    • Prepare all the documents which include proof of income and employment, NRIC, current credit score, and past CPF statements, residency proof, and tenancy agreement. Sometimes employment letters, employment pass and bank statements are also required mostly in the case of a non-resident of the country.

    After the above-mentioned steps, the next step is to get search for the right moneylender. Begin your search with all the advertisements stated for licensed moneylenders. But before proceeding further always make sure that they are registered on the list of Minlaw.


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