LIST OF VALID MONEYLENDERS REGISTERED IN THE REPUBLIC OF SINGAPORE, AS AT 1 OCTOBER 2021 (Any moneylender whose licence has been suspended is set out in a separate list at the bottom*) PDF Licensed number In Bold
1 2 LEND PTE. LTD.
1, PARK ROAD, #1-50, PEOPLE’S PARK COMPLEX, SINGAPORE 059108
71/2021
6493 0160
www.12lend.sg
101 CREDIT PTE. LTD.
101, UPPER CROSS STREET, #01-24, PEOPLE’S PARK CENTRE, SINGAPORE 058357
30/2021
6238 1018
N.A.
1133 MONEYLENDERS PTE. LTD.
262, BALESTIER ROAD, #01-02, OKIO, SINGAPORE 329714
117/2021
6556 1133
N.A.
1AP CAPITAL PTE. LTD.
10, ANSON ROAD, #01-38A, INTERNATIONAL PLAZA, SINGAPORE 079903
44/2021
6533 5335
https://1apcapital.sg; https://apcredit.sg
1ST CAPITAL PTE. LTD.
304, ORCHARD ROAD, #04-1A/2, LUCKY PLAZA, SINGAPORE 238863
6/2021
6734 7700
www.1stcapital.com.sg
1ST CREDIT SG PTE. LTD.
149, ROCHOR ROAD, #01-07, FU LU SHOU COMPLEX, SINGAPORE 188425
100/2021
6266 5422
https://www.moneylenderhub.com/
1ST LG CREDIT PTE. LTD.
16, KERBAU ROAD, #02-01, SINGAPORE 219155
76/2021
6299 6654
www.moneylenderpro.com
365 CREDIT SOLUTIONS PTE. LTD.
14, SCOTTS ROAD, #03-64, FAR EAST PLAZA, SINGAPORE 228213
20/2021
6222 5500
https://www.365credit.com.sg; www.365credit.sg
96BM CREDIT PTE. LTD.
302, UBI AVENUE 1, #01-31, SINGAPORE 400302
43/2021
6293 5851
cashloansingapore.com.sg
A1 CREDIT SG PTE. LTD.
2, HAVELOCK ROAD, #02-08, HAVELOCK 2, SINGAPORE 059763
24/2021
6336 0833
https://www.a1credit.sg/; www.a1credit.com.sg
ABI CREDIT PTE. LTD.
185, TOA PAYOH CENTRAL,#01-320, SINGAPORE 310185
13/2021
6337 9719
N.A.
ABK LEASING PTE. LTD.
13, NORTH BRIDGE ROAD, #01-3984, GOLDEN BEACH VISTA, SINGAPORE 190013
49/2021
6224 2224
https://abkleasing.com/
ABM CREDITZ SINGAPORE PTE. LTD.
1, PARK ROAD, #01-12, PEOPLE’S PARK COMPLEX, SINGAPORE 059108
48/2021
6737 3392
https://www.abmcreditz.com.sg
ACCREDIT PTE. LIMITED
i) 503, TAMPINES CENTRAL 1, #01-315, SINGAPORE 520503
72/2021
6219 2662
https://www.accreditloan.com
ii) 1187, UPPER SERANGOON ROAD, #01-15, THE MIDTOWN, SINGAPORE 533971 https://hougangaccreditloan.com/
iii) 1, SOPHIA ROAD, #01-14, PEACE CENTRE, SINGAPORE 228149 N.A.
iv) 743, YISHUN AVENUE 5, #01-548, NEE SOON CENTRAL SPRING, SINGAPORE 760743 https://yishunaccreditloan.com/
ADVANCE CASH CREDIT PTE. LTD.
304, ORCHARD ROAD, #04-12/13, LUCKY PLAZA, SINGAPORE 238863
78/2021
6250 0848
https://www.advancecashcreditonline.com.sg; www.cashloan.sg; www.personalloan.com.sg
AERO CREDIT PTE. LTD.
810, GEYLANG ROAD, #02-59, CITY PLAZA, SINGAPORE 409286
86/2021
6841 4355
https://www.aerocredit.com.sg/
AK CREDIT CORPORATION PTE. LTD.
2, HAVELOCK ROAD, #01-16, HAVELOCK 2, SINGAPORE 059763
146/2020
6535 9989
www.akcredit.com.sg; www.akcredit.sg
AKB CREDIT PTE. LTD.
69, JALAN BESAR, SINGAPORE 208815
47/2021
6238 6116
www.akbmoneylenders.com.sg
ALLES AUTOS CREDIT PTE. LTD.
133, NEW BRIDGE ROAD, #01-34, CHINATOWN POINT, SINGAPORE 059413
116/2020
6533 0300
www.allesautoscredit.com
ALPHA 8 PTE. LTD.
449, CLEMENTI AVENUE 3, #01-265, SINGAPORE 120449
66/2021
6733 3081
www.alpha8.com.sg
ANDAL ENTERPRISE PTE. LTD.
50, TAGORE LANE, #04-11A2, ENTREPRENEUR CENTRE, SINGAPORE 787494
46/2021
6970 5602
N.A.
AR CREDITZ PTE. LTD.
465, NORTH BRIDGE ROAD, #01-5071, SINGAPORE 191465
105/2021
6463 3302
N.A.
ART CREDIT PTE. LTD.
238A, SERANGOON ROAD, #02, SINGAPORE 218085
45/2021
6292 2448
N.A.
AVIS CREDIT (SG) PTE. LTD.
185, TOA PAYOH CENTRAL, #01-344, SINGAPORE 310185
41/2021
6883 2017
https://avismoneylender.com.sg
BAN KING CREDIT (S) PTE. LTD.
705, ANG MO KIO AVENUE 8, #01-2563, SINGAPORE 560705
75/2021
6743 7701
https://www.sgmoneylender.sg
BEST CREDIT SG PTE. LTD.
372, BUKIT BATOK STREET 31, #01-374, (Level 2), SINGAPORE 650372
129/2021
6272 5538
https://www.bestcredit.sg
BLISS CREDIT PTE. LTD.
11, COLLYER QUAY, #03-24, THE ARCADE, SINGAPORE 049317
138/2020
6327 1334
www.blisscredit.com.sg
BST CREDIT PTE. LTD.
131, JURONG GATEWAY ROAD, #01-251, SINGAPORE 600131
140/2020
6299 1782
https://www.bstcredit.com.sg
BTB CREDITZ PTE. LTD.
810, GEYLANG ROAD, #02-09, CITY PLAZA, SINGAPORE 409286
99/2021
6748 7875
https://www.btbcreditz.com.sg
BUGIS CREDIT PTE. LTD.
470, NORTH BRIDGE ROAD, #02-12, BUGIS CUBE, SINGAPORE 188735
26/2021
6345 9123
https://www.bugiscredit.sg/; reliablemoneylender.sg; bugiscredit.com.sg
CAPITAL FUNDS INVESTMENTS PTE. LTD.
65, UBI CRESCENT, #06-07, HOLA CENTRE, SINGAPORE 408559
158/2020
6281 7736
www.loancfi.com.sg
CASH CHECK SINGAPORE PTE. LTD.
726, ANG MO KIO AVENUE 6, #01-4166, SINGAPORE 560726
118/2021
6538 1742
www.cashcheck.com.sg
CASH DIRECT PTE. LTD.
2, VENTURE DRIVE, #01-21, VISION EXCHANGE, SINGAPORE 608526
92/2021
6493 0088
https://www.cashdirect.sg
CASH MART PTE. LTD.
277, BALESTIER ROAD, SINGAPORE 329726
156/2020
6397 4111
www.cashmart.sg
CASHMAX CREDIT PTE. LTD.
810, GEYLANG ROAD, #01-56, CITY PLAZA, SINGAPORE 409286
74/2021
6221 5480
www.cashmax.com.sg
CRAWFORT PTE. LTD.
1, NORTH BRIDGE ROAD, #01-35, HIGH STREET CENTRE, SINGAPORE 179094
87/2021
6777 8080
www.crawfort.com
CREDIT 21 PTE. LTD.
10, ANSON ROAD, #01-07, INTERNATIONAL PLAZA, SINGAPORE 079903
62/2021
6221 1811
https://www.credit21.com.sg
CREDIT 89 (SG) PTE. LTD.
200, JALAN SULTAN, #04-21B, TEXTILE CENTRE, SINGAPORE 199018
154/2020
6398 0909
N.A.
CREDIT ASSIST PTE. LTD.
101, UPPER CROSS STREET, #01-15, PEOPLE’S PARK CENTRE, SINGAPORE 058357
19/2021
6567 8869
N.A.
CREDIT CULTURE PTE. LTD.
31A, KEONG SAIK ROAD, SINGAPORE 089138
68/2021
6921 7300
https://creditculture.sg
CREDIT EMPIRE ENTERPRISE PTE. LTD.
1, PARK ROAD, #01-16, PEOPLE’S PARK COMPLEX, SINGAPORE 059108
28/2021
6733 7018
https://creditempire.sg/
CREDIT EXCEL CAPITAL PTE. LTD.
192, WATERLOO STREET, #6F-03-05, SKY LINE BUILDING, SINGAPORE 187966
113/2021
6337 0055
www.quickmoney.sg; creditexcel.com.sg
CREDIT HUB CAPITAL PTE. LTD.
190, MIDDLE ROAD, #10-01A, FORTUNE CENTRE, SINGAPORE 188979
132/2021
6338 5115
https://credithubcapital.sg
CREDIT KING PTE. LTD.
101, UPPER CROSS STREET, #01-27, (PART)& #B1-49 PEOPLE’S PARK CENTRE, SINGAPORE 058357
39/2021
6222 1788
N.A.
CREDIT MATTERS PTE. LTD.
801, GEYLANG ROAD, #02-01, SINGAPORE 389681
84/2021
6636 3233
https://www.creditmatters.com.sg
CREDIT THIRTY3 PTE. LTD.
190, LORONG 6 TOA PAYOH, #01-548. SINGAPORE 310190
1/2021
6292 2931
www.creditthirty3.com.sg
CREDIT XTRA PTE. LTD.
101, UPPER CROSS STREET, #B1-69, PEOPLE’S PARK CENTRE, SINGAPORE 058357
97/2021
6338 8829
www.creditxtra.com.sg
CREDITMASTER PTE. LTD.
531, UPPER CROSS STREET, #01-04, HONG LIM COMPLEX, SINGAPORE 050531
35/2021
6748 1338
https://www.creditmaster.sg
DIO CREDIT PTE. LTD.
704, ANG MO KIO AVENUE 8, #01-2545, SINGAPORE 560704
141/2020
6396 6215
www.diocredit.com.sg
ELITE INVESTMENT & CREDIT PTE. LTD.
799, GEYLANG ROAD, #01-01, SINGAPORE 389680
81/2021
6970 7161
www.elitemoneylenders.com; elitemoneylender.sg; monthlyloan.com.sg
EMPIRE GLOBAL PTE. LTD.
10, JALAN KILANG TIMOR, #3-01C, LTH BUILDING, SINGAPORE 159306
34/2021
6259 1883
https://www.applypersonalloans.sg
EMVERTEX CREDIT (SG) PTE. LTD.
200, JALAN SULTAN, #02-33, TEXTILE CENTRE, SINGAPORE 199018
139/2020
6291 6868
www.emvertexcredit.com
EXCEL CREDIT (PTE.) LTD.
BLK 449, CLEMENTI AVENUE 3, #01-241, (PLOT B), SINGAPORE 120449
8/2021
6220 2937
N.A.
EZ LOAN PTE. LTD.
i) 3, BEACH ROAD, #01-4853, BEACH ROAD GARDENS, SINGAPORE 190003
17/2021
6222 2529
https://www.ezloan.com.sg
ii) 1, TANJONG PAGAR PLAZA, #02-49, SINGAPORE 082001
EZ PTE. LTD.
765, GEYLANG ROAD, SINGAPORE 389663
18/2021
6440 0822
https://www.ezmoneylender.com.sg; https://needaloan.com.sg/
FAST MONEY PTE. LTD.
i) 101, YISHUN AVENUE 5, #01-35, SINGAPORE 760101 133/2021
6224 4749
https://fastmoney.com.sg/
ii) 505, TAMPINES CENTRAL 1, #01-341, SINGAPORE 520505
FONG CHIN CAPITAL PTE. LTD.
129, BEDOK NORTH STREET 2, #01-42, SINGAPORE 460129
108/2021
6445 5022
www.fongchincapital.com
FORTUNE CREDIT PTE. LTD.
470, NORTH BRIDGE ROAD, #02-01A, BUGIS CUBE, SINGAPORE 188735
31/2021
6777 1887
https://www.fortunecredit.com.sg; www.fortunecredit.sg
GAIN CREDIT PTE. LTD.
807, YISHUN RING ROAD, #01-4197, SINGAPORE 760807
142/2020
6438 0113
www.gaincredit.com.sg
GALAXY CREDIT AND INVESTMENTS PTE. LTD.
709, ANG MO KIO AVENUE 8, #01-2595, SINGAPORE 560709
157/2020
6250 8811
https://galaxycredit.com.sg/
GM CREDITZ PTE. LTD.
111, NORTH BRIDGE ROAD, #01-41, PENINSULA PLAZA, SINGAPORE 179098
101/2021
6588 1886
https://www.gmcreditz.com.sg; https://www.gmcreditz.sg/; https://gmcreditz.com/
GOLD ALLIANZE CAPITAL PRIVATE LIMITED
1, ROCHOR CANAL ROAD, #01-03, SIM LIM SQUARE, SINGAPORE 188504
50/2021
6338 6956
https://www.goldallianze.com.sg
GOLDEN CREDIT (S) PTE. LTD.
101, UPPER CROSS STREET, #01-05F, PEOPLE’S PARK CENTRE, SINGAPORE 058357
40/2021
6224 1300
www.goldencredit.com.sg
GOLDSTAR CREDIT PTE. LTD.
I: 1187, UPPER SERANGOON ROAD, #01-21, THE MIDTOWN, SINGAPORE 533971
131/2021
6384 0088
https://goldstarcredit.co/
II: 190, LORONG 6 TOA PAYOH, #01-576, SINGAPORE 310190
GS CREDIT PTE. LTD.
1, GATEWAY DRIVE, #06-08, WESTGATE, SINGAPORE608531
109/2021
6563 0321
www.gscredit.com.sg; jurongmoneylender.sg
GT CREDIT PTE. LTD.
178, TOA PAYOH CENTRAL, #01-202, SINGAPORE 310178
3/2021
6742 8154
N.A.
GV CREDIT PTE. LTD.
101, JOO CHIAT ROAD, GV BUILDING, SINGAPORE 427395
107/2021
6345 0233
N.A.
HAPPY CASH PTE. LTD.
465, NORTH BRIDGE ROAD, #01-5083, SINGAPORE 191465
22/2021
6291 4312
https://lowinterestloan.com.sg
HERSING CREDIT PTE. LTD.
21, TAMPINES STREET 92, #05-00, HERSING KITCHEN, SINGAPORE 528891
122/2021
6223 0668
N.A.
HHL CREDIT PTE. LTD.
1, ROCHOR CANAL ROAD, #01-04, SIM LIM SQUARE, SINGAPORE 188504
16/2021
6732 1998
https://hhlcreditpl.com/
HMS CREDIT PTE. LTD.
1, SOPHIA ROAD, #03-39, PEACE CENTRE, SINGAPORE 228149
91/2021
6333 9061
www.hmsmoney.com
HORISON CREDIT PTE. LTD.
1, PARK ROAD, #01-15, PEOPLE’S PARK COMPLEX, SINGAPORE 059108
7/2021
6844 2902
https://www.horisonmoneylender.com.sg
HS CREDIT PTE. LTD.
3, COLEMAN STREET, #04-32, PENINSULA SHOPPING COMPLEX, SINGAPORE 179804
60/2021
6337 7611
N.A.
HUP HOE CREDIT PTE. LTD.
1, ROCHOR CANAL ROAD, #01-01, SIM LIM SQUARE, SINGAPORE 188504
103/2021
6254 9441
https://www.huphoecredit.com.sg/
I-CREDIT PTE. LTD.
82, LORONG 23 GEYLANG, #05-02, ATRIX, SINGAPORE 388409
104/2021
6222 5222
www.icredit.com.sg
IFS CONSUMER SERVICES PRIVATE LIMITED
10, EUNOS ROAD 8, #09-04, SINGAPORE POST CENTRE, SINGAPORE 408600
85/2021
6513 0326
https://www.fridayfinance.sg/
IGNIS MONTIS PTE. LTD.
184, TOA PAYOH CENTRAL, #01-352, SINGAPORE 310184
70/2021
6977 7272
https://ignismontis.com.sg
IP CREDIT PTE. LTD.
185, TOA PAYOH CENTRAL, #01-332, SINGAPORE 310185
82/2021
6222 8993
https://ipcredit.sg/
JD CREDIT PTE. LTD.
531, UPPER CROSS STREET, #01-38, HONG LIM COMPLEX, SINGAPORE 050531
36/2021
6292 7717
https://jdcredit.com.sg/
JEFFLEE CREDIT PTE. LTD.
131, JURONG GATEWAY ROAD, #01-261, SINGAPORE 600131
115/2021
6515 5969
www.jeffleecredit.com.sg; www.jefflee.com.sg; www.jeffleecredit.sg
JML CREDIT PTE. LTD.
756, UPPER SERANGOON ROAD, #04-13, UPPER SERANGOON SHOPPING CENTRE, SINGAPORE 534626
59/2021
6282 1135
N.A.
JNB CREDIT PTE. LTD.
175A, BENCOOLEN STREET, #07-09, BURLINGTON SQUARE, SINGAPORE 189650
37/2021
6554 1857
N.A.
JOTHI MONEYLENDER PTE. LTD.
5001, BEACH ROAD, #07-63, GOLDEN MILE COMPLEX, SINGAPORE 199588
79/2021
6298 2511
N.A.
JR CREDIT (S) PTE. LTD.
304, ORCHARD ROAD, #02-14, LUCKY PLAZA, SINGAPORE 238863
32/2021
6737 3022
www.jrcredit.sg
KAIIRON PTE. LTD.
111, NORTH BRIDGE ROAD, #05-27, PENINSULA PLAZA, SINGAPORE 179098
63/2021
6262 1813
www.kaiiron.com
KARTHIK MONEY LENDING PTE. LTD.
238, SERANGOON ROAD, SINGAPORE 218085
65/2021
6291 8194
N.A.
KATONG CREDIT PTE. LTD.
304, ORCHARD ROAD, #02-30/31, LUCKY PLAZA, SINGAPORE 238863
11/2021
6291 2210
https://www.katongcredit.com.sg
KBB CREDIT SD PRIVATE LIMITED
111, NORTH BRIDGE ROAD, #01-35, PENINSULA PLAZA, SINGAPORE 179098
128/2021
6255 6998
https://kbbcredit.sg/
KHALON & GILL MONEYLENDERS PTE. LTD.
1, NORTH BRIDGE ROAD, #B1-03, HIGH STREET CENTRE, SINGAPORE 179094
136/2020
6392 1251
N.A.
KIM ENG FINANCE (SINGAPORE) PTE. LTD.
50, NORTH CANAL ROAD, #03-01, SINGAPORE 059304
96/2021
6636 0142
N.A.
KR RM RAMASAMY PTE. LTD.
238A, SERANGOON ROAD, SINGAPORE 218085
147/2020
6292 5506
N.A.
KST CREDIT PTE. LTD.
220, ORCHARD ROAD, #01-01, MIDPOINT ORCHARD, SINGAPORE 238852
89/2021
6255 5225
https://www.kstcredit.sg
LENDING BEE PTE. LTD.
i) 14, SCOTTS ROAD, #02-44/45, FAR EAST PLAZA, SINGAPORE 228213
73/2021
6219 1611
https://www.lendingbee.com.sg
ii) 213, BEDOK NORTH STREET 1, #01-111, SINGAPORE 460213
iii) 925, YISHUN CENTRAL 1, #01-233, SINGAPORE 760925
iv) 135, JURONG GATEWAY ROAD, #01-335, SINGAPORE 600135
LIAN FONG CAPITAL PTE. LTD.
96, JALAN JURONG KECHIL, SINGAPORE 598599
126/2020
6468 3948
N.A.
MAGNUS CREDIT PTE. LTD.
301, UBI AVENUE 1, #01-279, SINGAPORE 400301
23/2021
6338 9891
www.magnuscredit.com.sg; www.magnuscredit.sg
MAJESTIC CREDIT PTE. LTD.
101, UPPER CROSS STREET, #01-26B/G, PEOPLE’S PARK CENTRE, SINGAPORE 058357
5/2021
6777 2772
https://www.majesticcredit.com.sg/
MAX CREDIT PTE. LTD.
1, SOPHIA ROAD, #02-05, PEACE CENTRE, SINGAPORE 228149
95/2021
6336 4144
https://www.maxcredit.sg
MM CREDIT PTE. LTD.
217, BEDOK NORTH STREET 1, #01-61, SINGAPORE 460217
4/2021
6226 2207
www.mmcredit.com.sg
MONETIUM CREDIT (S) PTE. LTD.
10, JALAN BESAR, #01-01, SIM LIM TOWER, SINGAPORE 208787
152/2020
6777 7775
www.monetiumcredit.com.sg
MONEYPLUS CAPITAL PTE. LTD.
371, BEACH ROAD, #01-03, CITY GATE, SINGAPORE 199597
15/2021
6591 8860
www.moneyplus.com.sg
MOTOR-WAY CREDIT PTE. LTD.
1094, LOWER DELTA ROAD, MOTORWAY BUILDING, SINGAPORE 169205
120/2021
6466 2200
https://motorway.com.sg/
MWA CAPITAL PTE. LTD.
3, PHILLIP STREET, #13-01, ROYAL GROUP BUILDING, SINGAPORE 048693
125/2021
6557 2275
www.mwacapital.com.sg
MINTEREST MONEY PTE. LTD.
3, TEMASEK BOULEVARD, #02-490, SUNTEC CITY MALL, SINGAPORE 038983
88/2021
6387 8623
www.minterestmoney.com; www.qiannow.com
NEW ERA CREDIT (S) PTE. LTD.
50, EAST COAST ROAD, #02-58, ROXY SQUARE, SINGAPORE 428769
90/2021
6345 8801
N.A.
OASIS CREDIT SERVICES PTE. LTD.
442, CLEMENTI AVENUE 3, #01-87, SINGAPORE 120442
64/2021
6777 1121
https://moneyloans.com.sg/
ON LINE CREDIT PTE. LTD.
BLK 210, NEW UPPER CHANGI ROAD, #01-731, (HALF PORTION ONLY), SINGAPORE 460210
25/2021
6445 9166
www.onlinecredit.com.sg
ORANGE CREDIT PTE. LTD.
810, GEYLANG ROAD, #01-91, CITY PLAZA, SINGAPORE 409286
77/2021
6748 2320
https://orangecredit.com.sg
OT CREDIT PTE. LTD.
135, JURONG GATEWAY ROAD, #01-323, SINGAPORE 600135
102/2021
6292 0119
www.otcredit.com.sg
PERIAKARUPPAN CHETTIAR PTE. LTD.
77, HIGH STREET, #09-15, HIGH STREET PLAZA, SINGAPORE 179433
54/2021
6681 6494
www.periakaruppanchettiar.com.sg; periakaruppanchettiar.com
PHILLIP CREDIT PTE. LTD.
250, NORTH BRIDGE ROAD, #06-00, RAFFLES CITY TOWER, SINGAPORE 179101
111/2021
6521 6858
N.A.
PIT-STOP CREDIT (SG) PTE. LTD.
200, JALAN SULTAN, #02-27A, TEXTILE CENTRE, SINGAPORE 199018
69/2021
6297 1909
www.pitstopcredit.com.sg
PLATINUM CREDIT PTE. LTD.
1, COLEMAN STREET, #01-11, THE ADELPHI, SINGAPORE 179803
127/2021
6333 0888
www.platinumcredit.com.sg
POWER CREDIT ENTERPRISE PTE. LTD.
1, TRAS LINK, #01-11, ORCHID HOTEL, SINGAPORE 078867
145/2020
6286 5389
www.powercredit.com.sg; www.powercredit.sg; xpressloan.com.sg
PR VR CAPITAL PTE. LTD.
77, HIGH STREET, #09-15, HIGH STREET PLAZA, SINGAPORE 179433
53/2021
6338 0807
www.prvrcapital.com.sg
PRIME MOTOR & LEASING PTE. LTD.
61, UBI AVENUE 2, #01-03, AUTOMOBILE MEGAMART, SINGAPORE 408898
126/2021
6741 9292
www.primemotor.com.sg
PROSPER CREDIT PTE. LTD.
186, TOA PAYOH CENTRAL, #01-420, SINGAPORE 310186
94/202
6226 2320
N.A.
QUICK CREDIT PTE. LTD.
2, JURONG EAST STREET 21, #04-01A, IMM BUILDING, SINGAPORE 609601
29/2021
6899 6188
https://www.quickcredit.com.sg
QUICKLOAN PTE. LTD.
10, ANSON ROAD, #01-15, INTERNATIONAL PLAZA, SINGAPORE 079903
61/2021
6223 1788
https://www.quickloan.com.sg
QV CREDIT PTE. LTD.
175A, BENCOOLEN STREET, #11-08, BURLINGTON SQUARE, SINGAPORE 189650
83/2021
6835 7775
www.qvcredit.sg; www.instantcredit.sg
R2D CREDIT PTE. LTD.
BLK 846, YISHUN RING ROAD, #01-3661, SINGAPORE 760846
14/2021
6635 1595
www.r2dcredit.com
RAFFLES CREDIT PTE. LTD.
17A, CIRCULAR ROAD, SINGAPORE 049373
55/2021
6235 1788
www.rafflescredit.com.sg; www.rafflescredit.sg; www.rafflescredit.com
RJS CREDIT PTE. LTD.
77, HIGH STREET, #04-06, HIGH STREET PLAZA, SINGAPORE 179433
56/2021
6339 4022
N.A.
RM CREDIT PTE. LTD.
2, HAVELOCK ROAD, #01-17, HAVELOCK 2, SINGAPORE 059763
150/2020
6235 5335
https://www.rmcredit.com.sg
RM R CREDIT PTE. LTD.
29A, UPPER DICKSON ROAD, SINGAPORE 207488
38/2021
6396 0676
N.A.
S G CREDIT PTE. LTD.
33D, BENOI ROAD, #03-00, PIONEER LOT, SINGAPORE 627788
93/2021
6261 5044
N.A.
S P CREDIT PTE. LTD.
43A, CAMPBELL LANE, #02-00, SINGAPORE 209915
57/2021
6291 6396
https://www.spcredit.com.sg
S.E. INVESTMENT PTE. LTD.
7, CHANGI BUSINESS PARK VISTA, #01-02, SOOKEE HQ, SINGAPORE 486042
144/2020
6741 2386
N.A.
SANDS CREDIT PTE. LTD.
513, BISHAN STREET 13, #01-514, SINGAPORE 570513
106/2021
6225 0268
https://www.sandscredit.com.sg
SGP CREDIT SINGAPORE PTE. LTD.
133, JURONG GATEWAY ROAD, #01-299, SINGAPORE 600133
10/2021
6466 1157
https://www.sgpcredit.com.sg/
SHANMUGAN MONEYLENDER PTE. LTD.
10, JALAN BESAR, #13-05A, SIM LIM TOWER, SINGAPORE 208787
67/2021
6297 8574
N.A.
SIGHAPPI ACHI MONEYLENDER (SG) PTE. LTD.
18, HOWARD ROAD, #11M-02, NOVELTY BIZCENTRE, SINGAPORE 369585
58/2021
6974 2118
N.A.
SINCERE MONEYLENDER PTE. LTD.
13, JALAN BESAR, (LEVEL 1 ONLY), SINGAPORE 208789
98/2021
6291 5665
N.A.
SINGA CREDIT PTE. LTD.
470, NORTH BRIDGE ROAD, #02-01, BUGIS CUBE, SINGAPORE 188735
130/2021
6694 6166
www.singacredit.com; singacredit.sg; singacredit.com
SKM CREDIT PTE. LTD.
185, TOA PAYOH CENTRAL, #01-334, SINGAPORE 310185
21/2021
6336 5148
www.skmcredit.sg
SME CARE PTE. LTD.
5, JALAN KILANG BARAT, #07-02, PETRO CENTRE, SINGAPORE 159349
114/2021
6271 0023
https://www.smecare.com.sg
SOON SENG CREDIT PTE. LTD.
1, PARK ROAD, #1-21, PEOPLE’S PARK COMPLEX, SINGAPORE 059108
51/2021
6226 8860
www.soonsengml.com
SU CREDIT PTE. LTD.
175, BENCOOLEN STREET, #01-36, BURLINGTON SQUARE, SINGAPORE 189649
119/2021
6636 5644
www.sucredit.com.sg
SUMO CREDIT PTE. LTD.
709, ANG MO KIO AVENUE 8, #01-2583, SINGAPORE 560709
9/2021
6336 0766
https://sumo.com.sg
SWIFT CREDIT PTE. LTD.
1, SOPHIA ROAD, #01-37, PEACE CENTRE, SINGAPORE 228149
143/2020
6383 0418
www.swiftcredit.sg; www.loanmoney.com
SYNERGY CREDIT PTE. LTD.
447, CLEMENTI AVENUE 3, #01-201, SINGAPORE 120447
153/2020
6250 0066
www.syncredit.com
TAN & JIANG ENTERPRISE PTE. LTD.
201D, TAMPINES STREET 21, #03-1155, SINGAPORE 524201
12/2021
6786 6098
N.A.
THE MONEYLENDERS PTE. LTD.
7A, TECH PARK CRESCENT, SINGAPORE 637839
121/2021
6862 5254
N.A.
TKM CREDITZ PTE. LTD.
43A, CAMPBELL LANE, #02-00, SINGAPORE 209915
27/2021
6293 8523
http://www.tkmcreditz.com.sg
TRADITION CREDIT CO PTE. LTD.
205, BEDOK NORTH STREET 1, #01-371, SINGAPORE 460205
137/2020
6283 1323
https://www.traditioncredit.com.sg/
TRILLION CREDIT SOLUTIONS PTE. LTD.
i) 101, UPPER CROSS STREET, #01-26/A, PEOPLE’S PARK CENTRE, SINGAPORE 058357
ii) 304, ORCHARD ROAD, #02-12, LUCKY PLAZA, SINGAPORE 238863
151/2020
6509 0111
www.trillioncredit.com.sg
TUR MOHAR MONEY LENDING PTE. LTD.
5001, BEACH ROAD, #07-39, GOLDEN MILE COMPLEX, SINGAPORE 199588
52/2021
6294 2219
N.A.
U CREDIT (PTE.) LTD.
180, BENCOOLEN STREET, #01-19, THE BENCOOLEN, SINGAPORE 189646
155/2020
6337 1768
https://ucredit.sg/
UK CREDIT (S) PTE. LTD.
210, NEW UPPER CHANGI ROAD, #01-723, SINGAPORE 460210
42/2021
6448 7448
www.ukcredit.sg
UNILINK CREDIT PTE. LTD.
35, SELEGIE ROAD, #10-27, PARKLANE SHOPPING MALL, SINGAPORE 188307
148/2020
6338 0690
https://www.unilinkcredit.com.sg; https://trustedmoneylender.com.sg
UNIQCASH PTE. LTD.
7A, TRENGGANU STREET, SINGAPORE 058461
33/2021
6910 3483
https://www.uniqcash.sg/
UNITED CREDIT PTE. LTD.
275, THOMSON ROAD, #01-21, NOVENA REGENCY, SINGAPORE 307645
80/2021
6222 0227
www.unitedcredit.com.sg
UNLIMITED FINANCE PTE. LTD.
162, BUKIT MERAH CENTRAL, #01-3541, SINGAPORE 150162
149/2020
6299 4666
www.unlimitedfinance.com.sg/
VERA CAPITAL PTE. LTD.
302, UBI AVENUE 1, #01-33B, SINGAPORE 400302
112/2021
6741 1011
vera.com.sg; veracapital.com.sg
VM CREDIT PTE. LTD.
261, WATERLOO STREET, #01-31, WATERLOO CENTRE, SINGAPORE 180261
110/2021
6481 1788
https://www.valuemax.com.sg/moneylending
WAH LEONG COMPANY (PRIVATE) LIMITED
339, JALAN BESAR, SINGAPORE 208984
2/2021
6297 0433
N.A.
WINZ CREDIT PTE. LTD.
i) 153, SERANGOON NORTH AVENUE 1, #01-530, SINGAPORE 550153
ii) BLK 124, LORONG 1 TOA PAYOH, #01-467, SINGAPORE 310124
123/2021
6252 6696
N.
Tips For Borrowing From a Licensed Money Lender (Singapore)
Double check if the Money Lender is licensed
If the name of the company is listed above, it is a licensed money lender that has been closely scrutinized and approved by Singapore’s Ministry of Law and Registry of Moneylenders. Their interest rates are capped at a certain amount so that borrowers will not be overcharged, and they are held to high standards in terms of service. You can safely take up their services without fear of being scammed.
If the name of the company is not listed above, it’s an unlicensed, illegal money lender. They have not been approved by Singapore’s Ministry of Law or Registry of Moneylenders. They do not have as much “rules” that restrict the borrower, thus, giving the illusion of more freedom. But they have abnormally high interest rates and may use illegal methods to demand repayment (i.e. harassment and violence).
Be on the look out for major "red flags"
These unethical behaviors are commonly found in unlicensed money lenders, but borrowers of licensed money lenders should still learn what they should expect from an ethical & responsible licensed money lender. It’s best to know your rights as a borrower after all.
Red Flags/ Unethical practices [before borrowing process]:
- not listed in the licensed money lender list above
- online services only, they do not have a physical office
- offers loans before verification face-to-face
- advertises online via SMS, email, etc.
Red Flags/ Unethical practices [during borrowing process]:
- avoid answering borrower’s questions/ unable to answer borrower’s questions
- do not provide copies of contract and other important documents
- do not explain limitations and possible liabilities of their loan services
- do not explain the details of the contract and fees
- do not check if borrower’s ability to repay them
- offers more than the maximum amount of loan permitted by the Ministry of Law and Registry
- charges fees and interest rates above the permitted amount as stated by by the Ministry of Law and Registry
- asks for SingPass ID and/or password
- do not return your NRIC and other important documents
- Incomplete contract with crucial details missing
- abusive language, pushy sales pitches, and other unethical behavior
This is just a summary, click here for the full, complete guide to borrowing from a licensed money lender + tips on how to protect yourself.
Borrow only what you NEED
It’s easy to request for $500 more than you need. But borrowers should consider how the processing fees and interest rates will be affected.
Do discuss with your licensed money lender about your options and repayment methods before making any decisions.
Compare contract terms with other licensed money lenders
Each licensed money lender provides different services at different rates. You want the contract to be 100% beneficial to you. So it’s recommended that you compare between licensed money lenders until you find one that best suits your needs.
Ask questions if you are unsure of procedures or on any terms and conditions
Make sure that you understand what you are getting yourself into 100% so that you won’t be caught off guard later, or miss repayments.
Ensure money lenders:
- provide a copy of the loan contract, receipts for every payment you’ve made
- provide a statement of accounts,
- provides copies of any other relevant documents.
- charges the right about of fees/interest rates at all times
Avoid taking up too many separate loans
This is regarding,
- multiple loan types from a single licensed money lender
- many singular loans from multiple licensed money lender companies
Doing this makes it more difficult to track finances and borrowers are more likely to rack up late payment fees.