Best Orchard Money Lenders
Lowest Rates, Licensed & Reputable.
Here at SG Top Choice, we compare multiple companies and service providers to recommend you only the best. Here are the best Orchard Money Lenders.
Only licensed money lenders are listed here. In addition, they must have the lowest rates in Orchard and Singapore, plus a commendable reputation
Orchard Road’s humble beginnings date back to the early 1830s, when it was an unnamed road home to fruit orchards, nutmeg plantations and pepper farms. In 1958, Orchard Road’s first department store—TANGS—was set up by local merchant C.K. Tang. Then known as House of Tangs, it marked the neighbourhood’s first step towards becoming Singapore’s most beloved shopping district.
Orchard Road’s bustling boulevard is now a retail and dining paradise, with thousands of establishments offering the ultimate lifestyle experience to tourists and locals alike.
JR Credit Pte Ltd
License Number: 31/2022
|Submit Enquiry Here||+65 6737 3022||304 Orchard Road #02-14 Lucky Plaza Singapore 238863|
JR Credit is a fully licensed money lender operating under the Ministry of Law regulations. Our financial products are rated first-in-class from our customers. Chat with our financial advisor today.
Power Credit Enterprise Pte Ltd
License Number: 142/2021
|Submit Enquiry Here||9648 2998||1 Tras Link #01-11 Orchid Hotel Singapore 078867|
Power Credit Enterprise is a licensed money lender based in Singapore since 2007 approved by the Registry of Money lender (IPTO) to provide money lending services such as legal loans solutions to working individuals including Foreigners, Permanent residents, and Singaporeans as well as businesses.
Why Choose Us?
As a trusted licensed moneylender, we work hand in hand with our clients to get the desired loan with our low interest, flexible repayment scheme and every information entrusted to us we treat with confidentiality. Our main goal is to make our client loan needs a success.
Fill out our online application form and we will get you started.
High Level of Integrity
Power Credit Enterprise ensures every client is treated with of a high level of professionalism and we safeguard every loan transaction. Providing efficient and proficient service to clients by being in control so that each of our customers will have the confidence of choosing our company their helping hand in an unforeseen situations.
Our Customers Comes first
With so many changes happening around us so is our needs. Some uncontrolled situations arise and the next thing that we can do is to seek a helping hand. Power Credit Enterprise and our loan consultants try our best. We understand each and every need that is why we always want to prove to you that our goal is to help you get the approval of your loan faster.
Our friendly loan consultants listen to every need and will help you understand your choice of loan. Making it a success this way you can have the complete peace of mind.
Jefflee Credit Pte Ltd
|Submit Enquiry Here||+65 6635 8888||Blk 131 Jurong Gateway Road #01-261 Singapore 600131|
JeffLee Credit Pte Ltd covers a wide array of loan requirements such as personal loans, advanced cash, short-term loans, unsecured, business loans, bridging loans. etc. This is offered to all personnel including locals, foreigners, and expatriates. They also offer customised loans for your situation. With friendly and professional customer service, they are one of our top 7 money lenders Singapore.
What is unique about them is that they have payday loans, which are useful in helping you meet any shortage of cash you might have in the middle of the month. They also have a great reputation in the industry in maintaining good relations with all their customers. This keeps customers coming back whenever they require additional loans. They are also flexible in discussing terms to help you ensure you find a suitable loan package which matches your requirements. Contact them today and experience a smooth and easy process. They are one of our SG Top Choices!
Sumo Credit Pte Ltd
License Number: 09/2022
|Submit Enquiry Here||+65 8862 3505||709 Ang Mo Kio ave 8 #01-2583 Singapore 560709|
If you are looking for a money lender who offers quick cash loan approvals, low interest rates and attractive repayment packages, Sumo Credit is one of our top money lender choices in Singapore. Their friendly and welcoming personality is also a big plus in the entire approval process. Mirroring their slogan of “Going an extra mile to quickly process your application”
They also possess extensive experience in loan approvals from applicants from all woks of life. This means that whatever your current situation is, they are likely to have the right experience to help you with your loans and money lending needs. Get in touch with them and let their friendly consultants assist you. They have made our list of top 7 money lenders for a reason!
Credit Empire Pte Ltd
License Number: 28/2022
|Contact||Call Us Now||Address|
|Submit Enquiry Here||9119 9386||1 Park Road #01-16 People's Park Complex Singapore 059108 Reg No: 201718062R|
What makes Credit Empire stand out when we were comparing all money lenders in Singapore, was their really quick approval process. With an approval process within 30mins, they make a great choice of money lenders for people who need cash quickly. This is done as they have lower requirements, allowing them to provide immediate loan approvals. They also provide customizable payment terms, constant interest rates so you won’t be taken by surprise, and convenient, hassle free payment options.
One of the quickest approval of any money lender Singapore has. They also have customisable payment terms. This is useful as different people are in different situations, and there is no one size fits all. Therefore their friendly consultants will sit down with you to discuss a plan that meets your needs. Truly one of our SG Top Choices for money lending. Get in touch with them and let them help you with your requirements.
IP Credit Pte Ltd
License Number: 83/2022
|Contact||Call Us Now||Address|
|Submit Enquiry Here||9710 7568||#01-332 185 Toa Payoh Central, Singapore 310185|
If you are looking for a money lender that upholds themselves to high ethical standards, IP Credit is one of the Top choices in Singapore. They are honest, patient and are genuine in making sure you are absolutely comfortable with any agreements before taking up any loans. Say goodbye to any middle man or hard-sell tactics. IP Credit prides itself on only ethical procedures and are committed to follow all rules and regulations set out by the Registry of Money Lenders Singapore.
Feel free to clarify with them any concerns you have. As they will answer all your queries without any hesitation. They understand the concerns that one might have, and are committed to helping you with your situation. Another reason why they are our top choice of money lenders in Singapore, is that they do not spend too much time on paperwork. This means you get your cash quickly. Get in touch with them today
SKM Credit Pte Ltd
License Number: 21/2022
|Contact||Call Us Now||Address|
|Submit Enquiry Here||6336 5148||Blk 185 Toa Payoh Central #01-334 Singapore 310185|
The friendly people are SKM recognises the concerns of borrowers. As such, all loans are customised by a single consultant dedicated to the client. This means that all arrangements are tailor-made to accommodate each individual’s unique requirements. They also offer large flexibility in the amount you can loan. This unique approach is one of the reasons why they made it on our list as top money lenders in Singapore.
Besides this, their fixed-rate guaranteed plans mean that you will not be in for any surprises. This allows you to take a loan from SKM Credit with 100% confidence. Speak with them today! And find out why they are one of our SG Top Choices!
Steps to take after getting your loan from a money lender
You applied for the loan. You contacted a licensed moneylender, prepared all the documentation, and finally got the amount. But do you think your responsibility is over here? If you think yes, then you are in the wrong position.
When you take a loan from a moneylender, there is also a few required steps that should be taken after sanctioning the loan. These practices make sure that you don’t face any issues in the future regarding your loan. In regards to documentation and Here, we are discussing a few protocols that you should take after receiving your loan. Let’s begin!
Approval Fees that a money lender can charge
Keep in mind that your money lender is charging the right amount of approval fees from you for the loan sanctioning. The administrative fees can be up to 10% of the principal amount only.
The administrative fees are taken as the charge for the processing of the loan. You don’t need to pay more than your 10% part. If the money lender is asking for more amount then it is a violation of laws and you can report him.
Documents you need keep
After completing the process of the loan, you should be mindful of keeping a few documents in your possession. Here, we are providing a list of all the required documents that you should keep after signing the loan contract.
- You need to have a copy of the loan contract after finishing the loan process. Note of Contract can also be considered in the same point.
- You will also need to keep receipts of all the payments done by you for the loan sanctioning process. Keeping all the receipts make sure that you don’t face any shortcomings in your transactional amounts later.
- After getting the loan, you will need to keep a statement of account for all your issued loans.
- Various other small documents can be helpful in the later phase of the loan. So be mindful of keeping all the receipts, account transactions, and other related documents.
Repay all the amounts on time
So you have taken the loan and kept all the documents safe with yourself. But now the time comes for repaying your loan amount. Repaying all your interest rates and interest amount on time is very important. You should not delay any of your repayment amounts as it can lead to complications in your loan duration.
Prolonged absence of loan amount repayment can lead to late fees in addition to the number of your repayments. If you will not pay all your installments on time then they won’t just get accumulated in a larger amount but the additional late fees will also enhance the amount. It can be painful for your finances to pay all the money at once along with late fees which you can avoid in most cases. As for late fees, the moneylender can charge up to 4% of your interest fees which is mandatory to pay.