Top 3 Lucky Plaza Money Lenders Lowest Rates, Licensed & Reputable.
On the lookout for recommendations for the best Lucky Plaza Money Lenders? Lucky Plaza is well known for its money changers with low interest rates, however there is an array of money lenders too with low rates that you should definitely check out.
Only licensed money lenders are recommended. Here is our list of top 3 best Lucky Plaza money lenders which are reliable, reputable, with low rates.
JR Credit Pte Ltd
License Number: 32/2021
How about a promise of exceeding your expectations? Seldom do you meet a company that is confident to broadcast this. JR Credit number one on our list of top recommended money lenders in Lucky Plaza for many reasons. They offer one of the best rates in Singapore. Does this come at a price? Not really. They offer great services too that on par and even better than most others.
They are very experience in the field. How can this benefit you? When choosing a money lender, you should not only look at rates. A seasoned professional would have handled many cases over their career, and an experienced one would be able to recommend the best repayment plan for your situation. On top of this, they offer flexible payments customised to your situation, a wide variety of loans and are one of the top lenders in Singapore for SME business loans, having given out over 500+ loans. Their easy and quick hassle free process also makes them an attractive option. For these reasons, they are our top choice recommended lucky plaza money lenders.
Trillion Credit Solutions Pte. Ltd.
|Submit Enquiry Here||Address: 304 Orchard Road, #02-12, Lucky Plaza, Singapore 238863|
Trillion Credit Solutions aims to become one of the best money lenders in Singapore, they pride themselves on providing the highest quality to all their clients, at the same time exceeding targets and expectations. They provide quick approvals which are always helpful for people who need a loan urgently. Be it a car repair, renovation loan, or other unforeseen circumstances.
They have also won multiple awards such as Most Promising Category in Asia, Singapore’s Outstanding Enterprise. For these reasons, they are one of our most recommended Lucky Plaza Money Lenders.
Credit Thirty3 Pte Ltd
License Number: 1 / 2021
Credit Thirty3 carries a large range of loans including. Personal loan, foreigner loan, debt consolidation loan, wedding loan, business loan, renovation loan, and medical loan. They also include an easy 4 step simple process during their explanation, that explains the entire process which is great for first timers who may not have the experience.
This simple and easy application process allows you to go in, get your loan approved quickly, and go about the rest of your day. They also offer customised repayment schemes. So feel free to chat with them to work out a mutual agreement that works for you. Friendly service too! For these reasons, they are one of our best recommended Lucky Plaza Money Lenders
How do I find out if a money lender is licensed?
Be on the lookout for unlicensed money lenders by cross checking this official list from the Registry of Moneylenders, which states this list of licensed moneylenders in Singapore. Never borrow from unlicensed money lenders in Singapore. Licensed money lenders are being regulated by law in Singapore which helps to cover and protect consumers from unfair practices and other terms that may not be ideal for consumers.
I received an advertisement from a money lender. How do I know if they are licensed?
Licensed money lenders in Singapore are only allowed to advertise via 3 channels (1) Business directories on print or online media (2) The money lender’s own personal website (3) Advertisements that are placed in or on the outside of the moneylender’s own premises. All other forms of advertising are not allowed in Singapore.
Therefore, should you receive an advertisement for money lending via other channels such as, calls, whatsapp, SMS, flyers and more, they are not from licensed money lenders and are in breach of the law. You can report such advertisements to the Registry of moneylenders at 1800-2255-529, and or on their website here.
Such unlicensed money lenders will be investigated by the police.
Errant (Licensed) moneylenders.
You have checked the registry of licensed moneylenders and ensure that they are licensed. However you have encountered one that even though they are licensed, have questionable behaviour and practices.
Be on the lookout for moneylenders who:
- Retain your NRIC or any other documents such as passport for driver’s license. This is not allowed.
- Asking for your Singpass login access (Username & password)
- Requesting you to sign on a blank / not complete contract for the loan.
- Money lenders are required to do their due diligence before granting you a loan. Be careful of money lenders who grant a loan to you, even without exercising due diligence such as granting you a loan over the phone, even though they have not received your supporting documents such as monthly income.
Such actions are not acceptable and you should report them to the Registry of Moneylenders immediately.