Best Chinatown Money Lenders Lowest Rates, Licensed & Reputable.

Looking for recommendations on the best Chinatown Moneylenders? You have come to the right place. Here at SG Top Choice, we compare multiple listings, to recommend you the best! 

Here are our Top 3 Chinatown money lenders with the lowest rates, good reputation, and of course, only licensed money lenders are reviewed by us. So rest assured and engage them with peace of mind! 


Best Licensed Chinatown Money Lenders
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    Credit Empire Pte Ltd

    License Number: 28/2022

    Top Chinatown Money Lender for:

    Quick approvals in 30 mins. Low Interest Rates

    Email Address Contact
    Submit Enquiry Here 1 Park Road #01-16 People's Park Complex Singapore 059108 Reg No: 201718062R Call Us Now

    When we are in need of cash and looking for a money lender, the last thing we want is a barrage of questions and lengthy forms to fill up. This is what makes Credit Empire stand out on our list of top Chinatown money lenders. Known for their quick and easy processes, expect to get your loan approved in less than 30mins! Less than a time to watch one sitcom. 

    Besides this, they also offer flexible payment terms, as well as customisable payment terms. Which proves useful as we are all in different situations. So feel free to discuss with them! The friendly guys at Credit Empire have been around for many years and have built up a good reputation. Experienced and reliable, they are sure to be able to help you in any situation. Their low rates are also attractive and one of the lowest in Singapore we found. Get in touch with them today! 

    Customer Reviews:

    Power Credit Enterprise Pte Ltd

    License Number: 142/2021

    Top Tanjong Pagar Money Lender for:

    95% Successful Loan Approval Rate . Quick response and approval time.

    Contact Whatapps Address
    Submit Enquiry Here 9648 2998 1 Tras Link #01-11 Orchid Hotel Singapore 078867

    Power Credit Enterprise is a licensed money lender based in Singapore since 2007 approved by the Registry of Money lender (IPTO) to provide money lending services such as legal loans solutions to working individuals including Foreigners, Permanent residents, and Singaporeans as well as businesses.

    Why Choose Us?

    As a trusted licensed moneylender, we work hand in hand with our clients to get the desired loan with our low interest, flexible repayment scheme and every information entrusted to us we treat with confidentiality. Our main goal is to make our client loan needs a success.

    Fill out our online application form and we will get you started.

    High Level of Integrity

    Power Credit Enterprise ensures every client is treated with of a high level of professionalism and we safeguard every loan transaction. Providing efficient and proficient service to clients by being in control so that each of our customers will have the confidence of choosing our company their helping hand in an unforeseen situations.

    Our Customers Comes first

    With so many changes happening around us so is our needs. Some uncontrolled situations arise and the next thing that we can do is to seek a helping hand. Power Credit Enterprise and our loan consultants try our best. We understand each and every need that is why we always want to prove to you that our goal is to help you get the approval of your loan faster.

    Our friendly loan consultants listen to every need and will help you understand your choice of loan. Making it a success this way you can have the complete peace of mind.

    Customer Reviews:

    Jefflee Credit Pte Ltd


    Best Money Lender For: Customized Loans, Flexible Repayment Arrangements

    Contact Call Address
    Submit Enquiry Here +65 6635 8888 Blk 131 Jurong Gateway Road #01-261 Singapore 600131

    JeffLee Credit Pte Ltd covers a wide array of loan requirements such as personal loans, advanced cash, short-term loans, unsecured, business loans, bridging loans. etc. This is offered to all personnel including locals, foreigners, and expatriates.  They also offer customised loans for your situation. With friendly and professional customer service, they are one of our top 7 money lenders Singapore.

    What is unique about them is that they have payday loans, which are useful in helping you meet any shortage of cash you might have in the middle of the month. They also have a great reputation in the industry in maintaining good relations with all their customers. This keeps customers coming back whenever they require additional loans. They are also flexible in discussing terms to help you ensure you find a suitable loan package which matches your requirements. Contact them today and experience a smooth and easy process. They are one of our SG Top Choices! 

    Customer Reviews:

    Sumo Credit Pte Ltd

    License Number: 09/2022

    Best Money Lender Singapore For: Fast Cash Loans. SME Business Loans, Affordable Loan Packages

    Contact Call Address
    Submit Enquiry Here +65 8862 3505 709 Ang Mo Kio ave 8 #01-2583 Singapore 560709

    If you are looking for a money lender who offers quick cash loan approvals, low interest rates and attractive repayment packages, Sumo Credit is one of our top money lender choices in Singapore. Their friendly and welcoming personality is also a big plus in the entire approval process. Mirroring their slogan of “Going an extra mile to quickly process your application” 

    They also possess extensive experience in loan approvals from applicants from all woks of life. This means that whatever your current situation is, they are likely to have the right experience to help you with your loans and money lending needs. Get in touch with them and let their friendly consultants assist you. They have made our list of top 7 money lenders for a reason! 

    Customer Reviews:

    IP Credit Pte Ltd

    License Number: 83/2022

    Top Money Lender Singapore for:
    Various Loan Types and Immediate Approval Process. No middleman. No sales Tactics.

    Contact Call Us Now Address
    Submit Enquiry Here 9710 7568 #01-332 185 Toa Payoh Central, Singapore 310185

    If you are looking for a money lender that upholds themselves to high ethical standards, IP Credit is one of the Top choices in Singapore.  They are honest, patient and are genuine in making sure you are absolutely comfortable with any agreements before taking up any loans. Say goodbye to any middle man or hard-sell tactics. IP Credit prides itself on only ethical procedures and are committed to follow all rules and regulations set out by the Registry of Money Lenders Singapore. 

    Feel free to clarify with them any concerns you have. As they will answer all your queries without any hesitation. They understand the concerns that one might have, and are committed to helping you with your situation. Another reason why they are our top choice of money lenders in Singapore, is that they do not spend too much time on paperwork. This means you get your cash quickly. Get in touch with them today

    Customer Reviews:

    SKM Credit Pte Ltd

    License Number: 21/2022

    Top Money Lender Singapore for:
    Customisable plans. Dedicated Consultants.
    Urgent cash in 25mins

    Contact Call Us Now Address
    Submit Enquiry Here 6336 5148 Blk 185 Toa Payoh Central #01-334 Singapore 310185

    The friendly people are SKM recognises the concerns of borrowers. As such, all loans are customised by a single consultant dedicated to the client. This means that all arrangements are tailor-made to accommodate each individual’s unique requirements. They also offer large flexibility in the amount you can loan. This unique approach is one of the reasons why they made it on our list as top money lenders in Singapore. 

    Besides this, their fixed-rate guaranteed plans mean that you will not be in for any surprises. This allows you to take a loan from SKM Credit with 100% confidence. Speak with them today! And find out why they are one of our SG Top Choices!

    Customer Reviews:

    JR Credit Pte Ltd

    License Number: 31/2022

    Best Money Lender Singapore for:
    Foreigner Loans. Quick Cash Loans. Low Rates. Fuss-Free

    Email Call Address
    Submit Enquiry Here +65 6737 3022 304 Orchard Road #02-14 Lucky Plaza Singapore 238863

    Fuss-Free is how we would describe JR Credit in one word. Quick loan approvals for busy people, they are located right in the heart of ORchard road and also cater to foreigners and expats. JR Credit prides itself on having very fast and simple procedures with low criteria. Their mission is to help people who are not eligible for bank loans, to get access to fast credits easily. 

    They cover a wide variety including personal loans, fast cash loans, domestic worker loans, business loans, payday loans, expats loans, private hire loans. Contact their friendly consultants today!

    Customer Reviews:
    Should I borrow from a Bank or Money Lender?

    So you are in need of cash. Be it for a car repair, or a renovation loan, or perhaps you are starting out a new business. What are some factors you should consider before you take up a loan? Read on to find out more. 

    Difference in amount they can lend. 

    Generally speaking, banks have the ability to lend larger sums compared to private money lenders. This is because money lenders usually are private companies with a smaller pool of funds and capital. Therefore if you are looking to borrow large sums of money for example such as a mortgage loan, a bank is usually a better option. 

    Interest Rates

    Perhaps the one most dear to us. When we take up a loan, we are the borrower. The lender will therefore impose an interest rate so they can make a profit. So what is the comparison like? Generally banks offer a lower interest rate for loans with an average of 3% – 7% per year depending on the bank and tenure. Money lenders charge a higher interest rate. So with a higher interest rate, why should you still consider a money lender? Which brings us to the next point. 

    Eligibility Criteria 

    The reason why you can consider a money lender, is due to their flexibility. The eligibility criteria to borrow from banks is much higher. And many people do not qualify and are unable to borrow from banks. With money lenders, this is more relaxed. the usual documents required are your proof of employment, income, and professional identity. 

    Credit Checks

    Our credit history plays a big role, when banks determine our eligibility of loans. This is due to the bank having to ensure we are able to pay back our loans, why is why they take into account the borrower’s credit history before deciding on how much, and whether to extend the loan to us. Money lenders on the other hand are more flexible when it comes to credit checks. They do check our employment and income, but that is pretty much it. 

    Wish to see how much you can loan from a money lender? At SG Top Choice, we compare to give you the lowest rates. One application and get multiple quotes. Get started here



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